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Low-interest Car Loans in Bakersfield

California Car Loans from Nissan of Bakersfield

Let the finance team at Nissan of Bakersfield simplify the process of getting a car loan in Bakersfield. With years of experience and a network of lenders, the staff at our Nissan dealership will get you an auto loan you can afford. Start the application process from the comfort of your home by completing our secure and encrypted online finance application form.

Give Nissan of Bakersfield's finance team a call at 866-650-9842, or visit us at 2800 Pacheco Rd. Bakersfield, CA 93313. You can also contact us by filling out our financing contact form below, or submitting our online finance application. We look forward to hearing from you, and serving your California car financing needs. We are here to get you behind the wheel of a new Nissan or used car today!

Contact Information

Contact Information

Nissan Of Bakersfield

2800 Pacheco Road

Bakersfield, CA 93313
workSales:
(866) 650-9842
serviceService:
(661) 835-8600

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.