Financing with Our Dealership
Nissan of Bakersfield takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Nissan of Bakersfield Finance Department
The Finance Department at Nissan of Bakersfield is your trusted partner for hassle-free financing solutions in Bakersfield, CA. We understand that securing the right financing for your next vehicle is a critical step, and we're here to make the process as seamless as possible. One of the standout features of our Finance Department is our Online Finance Application - designed with your convenience in mind. Getting started on your credit approval journey is now easier than ever.
Our user-friendly online platform allows you to initiate the process from the comfort of your own home or wherever you have internet access. Gone are the days of waiting in line or spending hours at the dealership. With just a few clicks, you can provide your basic information and kick-start the credit approval process. Our Finance team is committed to guiding you through every step of the way. Once you've submitted your online application, our experts will review your information promptly, working to secure the best financing options tailored to your individual circumstances. Whether you're a first-time buyer or have specific credit needs, we are equipped to assist you in making informed decisions.
Financing Made Easy
At Nissan of Bakersfield, transparency is a priority. Our Finance Department ensures you're well-informed about rates, terms, and any potential offers available to you. We believe in building trust with our customers, and our team is readily available to address any questions or concerns you might have.
So, if you're ready to take the next step towards owning your dream Nissan vehicle, our Online Finance Application is your gateway to a stress-free credit approval process. Begin the journey today by visiting our website, and experience the ease and convenience that Nissan of Bakersfield's Finance Department brings to your car-buying experience.
Auto Finance Vocabulary
APR: The Annual Percentage Rate.
Assignment: A transfer of a loan from one lender to another.
Base Price: The costs of a car with standard equip incentives & freight.
Certificate of Title: A Legal document issued by a state at the time of sale.
Co-signer: A person who takes on a loan if the orig. borrower stops pay.
Default: Failure to meet the terms of the loan.
Interest: A percentage charge for a loan.
MSRP: Manufacturers Suggested Retail Price.
Refinance: When one loan is used to pay off another.
Term: The length of the loan, 24, 48, 60... months.
Underwriting: Verifying the data used to obtain a loan.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Welcome to Our Financing Department
The Finance Department at Nissan Of Bakersfield
So, you're through with the toughest part of the vehicle buying process (finding the vehicle you want), and now you're on to the finance side of things. Does just the word finance bring chills to your spine? Fear not, Lancaster CA, Taft CA, Delano CA, Fresno and Santa Clarita drivers, the Nissan Of Bakersfield finance team is ready to help! Our team of in-house finance experts will work with Bakersfield drivers to find a cash payment that fits within your unique needs. Here at Nissan Of Bakersfield, our finance team is well connected to a vast lending network that helps to ensure that Lancaster CA, Taft CA, Delano CA, Fresno and Santa Clarita drivers can land a fair finance deal.
Lease or Buy? We Help You Understand Both and Choose the One for You
Crunching numbers, manipulating budgets, and choosing finance options can be tricky. But, with the Nissan Of Bakersfield finance team on your side, the way becomes clearer. We walk you through every step of the way and answer any questions you have. Unsure whether you're the long-term commitment kind of driver who needs a loan, or the driver who prefers to trade in your car for a new one every couple of years with a lease? We'll help you understand the nuances and benefits of both, to help you choose your best path.
Let's Get Started and Finance Your Next Car in Bakersfield
We want to make the process of buying a car simple. At Nissan Of Bakersfield, we're ready to help you by answering any questions you might have. We also have many tools that you can utilize to save some time with our online finance application, which helps make the process smoother and gives us a chance to find you the right plan and put you one step closer to getting behind the wheel of your next car.
Your privacy is important to us.
Nissan of Bakersfield takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Nissan of Bakersfield
2800 Pacheco Rd
Bakersfield, CA 93313-3207
- Sales: (661) 835-8600
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