Financing with Our Dealership

Nissan of Bakersfield takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Nissan of Bakersfield Finance Department

The Finance Department at Nissan of Bakersfield is your trusted partner for hassle-free financing solutions in Bakersfield, CA. We understand that securing the right financing for your next vehicle is a critical step, and we're here to make the process as seamless as possible. One of the standout features of our Finance Department is our Online Finance Application - designed with your convenience in mind. Getting started on your credit approval journey is now easier than ever.

Our user-friendly online platform allows you to initiate the process from the comfort of your own home or wherever you have internet access. Gone are the days of waiting in line or spending hours at the dealership. With just a few clicks, you can provide your basic information and kick-start the credit approval process. Our Finance team is committed to guiding you through every step of the way. Once you've submitted your online application, our experts will review your information promptly, working to secure the best financing options tailored to your individual circumstances. Whether you're a first-time buyer or have specific credit needs, we are equipped to assist you in making informed decisions.

Financing Made Easy

At Nissan of Bakersfield, transparency is a priority. Our Finance Department ensures you're well-informed about rates, terms, and any potential offers available to you. We believe in building trust with our customers, and our team is readily available to address any questions or concerns you might have.

So, if you're ready to take the next step towards owning your dream Nissan vehicle, our Online Finance Application is your gateway to a stress-free credit approval process. Begin the journey today by visiting our website, and experience the ease and convenience that Nissan of Bakersfield's Finance Department brings to your car-buying experience.

Auto Finance Vocabulary

APR: The Annual Percentage Rate.
Assignment: A transfer of a loan from one lender to another.
Base Price: The costs of a car with standard equip incentives & freight.
Certificate of Title: A Legal document issued by a state at the time of sale.
Co-signer: A person who takes on a loan if the orig. borrower stops pay.
Default: Failure to meet the terms of the loan.
Interest: A percentage charge for a loan.
MSRP: Manufacturers Suggested Retail Price.
Refinance: When one loan is used to pay off another.
Term: The length of the loan, 24, 48, 60... months.
Underwriting: Verifying the data used to obtain a loan.

Frequently Asked Questions

The best rate depends on the vehicle, term, credit profile, and Nissan programs. At Nissan of Bakersfield, we review available lender options and Nissan Motor Acceptance Company programs to help qualified buyers identify competitive financing. Eligible models may also have promotional financing offers, giving shoppers a reason to check offers before choosing a loan.

Yes, Nissan periodically offers 0% APR financing on select new Nissan models for well-qualified buyers. Availability changes by model, term, and program dates. Shoppers in Lancaster can search our current incentives online or contact our finance team before driving to our showroom.

Nissan incentive programs can include promotional APR offers, customer cash, loyalty programs, college graduate offers, and military incentives when available. Our finance team reviews eligibility requirements, so Taft-area buyers can see which programs may apply to a vehicle.

We complete most financing decisions the same day once we have a completed application and the information the lender requires. Buyers from Delano can apply for financing online before their visit to save time and reduce the paperwork they'll need to complete at our dealership.

Yes. Our secure online finance application lets you submit your information from home and start the approval process before you visit. This can help Fresno-area shoppers narrow down financing options before setting aside time for a dealership visit.

Yes. We offer financing for qualifying pre-owned vehicles and new Nissan models. We work with multiple lenders, offering Santa Clarita shoppers different loan structures based on their credit profile, the selected vehicle, down payment amount, and preferred terms.

Yes. You can apply your car or truck's trade-in value toward your next vehicle purchase, which often reduces the total amount you have to finance. Tehachapi shoppers can start with our online trade-in tools, then complete the appraisal in person for a final value.

  1. Nissan of Bakersfield

    2800 Pacheco Rd
    Bakersfield, CA 93313-3207

    • Sales: (661) 835-8600
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Get in Touch

  • Contact our Sales Department at: (661) 835-8600
  • Monday8:30AM -8PM
  • Tuesday8:30AM -8PM
  • Wednesday8:30AM -8PM
  • Thursday8:30AM -8PM
  • Friday8:30AM -8PM
  • Saturday9 AM-7PM
  • Sunday10AM-7PM